Why should you invest in the SAVY platform?

  • High and guaranteed investment return. Historical average annual interest rate – 21%.
    Weighted average interest rate – 16%.
  • Easy to get started with low risk – you begin by investing just 10 Euro. Once you’re happy, you can increase your investments at any time.
  • Different investment possibilities to suit your appetite for risk and reward. Choose from 3 loan types – consumer loans, mortgage loans and business loans. You choose the interest rates, terms and risks to match your investment preferences.
  • Access your cash if you need it. Investments can be sold quickly and conveniently in the secondary market at any time.
  • Reliable and transparent investments. Our responsible lending practices ensure all loans are thoroughly evaluated by our professional team. Just 5% of borrowers are late to pay their installments for more than 90 days.
  • Co-investing. We share the risk with you by investing not less than 12 % of the total credit sum of all consumer loans.
  • Risk control. Decrease the risk of loss by investing with Investors’ Fund which compensates the balance of the loan and accrued interest if the Borrower is late for 90 consecutive days.
  • Regulated. Established in 2015, we are P2P lending pioneers and our activity is regulated by Bank of Lithuania.

European peer-to-peer and crowdfunding platform providing double-digits returns!

🚀 Start Investing

Starting February 1st, 2024, we will introduce a monthly investor service fee of 1 EUR. However, new users who register will enjoy free access to the SAVY platform for six months, starting from the date they receive investment authorization from SAVY. For additional details, please click HERE.

 

Interest paid to investors

Minimum investment

The size of our active investor community

%

Historical average annual interest rate

The amount saved in the Investors’ Fund to compensate losses

 
Loan number : 920526
Consumer loan

Loan type

2000

Loan amount

8 %

Annual percentage rate

24 mth.

Term

SAVY credit rating

0 %

Probability to default

 
0% 0€ / 2000€
Loan number : 920550
Consumer loan

Loan type

1200

Loan amount

16 %

Annual percentage rate

12 mth.

Term

B2

SAVY credit rating

1.4 %

Probability to default

 
0.83% 10€ / 1200€
Loan number : 920549
Consumer loan

Loan type

1000

Loan amount

16 %

Annual percentage rate

12 mth.

Term

B2

SAVY credit rating

1.4 %

Probability to default

 
1% 10€ / 1000€
Loan number : 920551
Consumer loan

Loan type

1100

Loan amount

16 %

Annual percentage rate

10 mth.

Term

B2

SAVY credit rating

1.4 %

Probability to default

 
22.73% 250€ / 1100€
Loan number : 920438
Consumer loan

Loan type

1012.87

Loan amount

7 %

Annual percentage rate

60 mth.

Term

B1

SAVY credit rating

0 %

Probability to default

 
27.64% 280€ / 1012.87€
Loan number : 919670
Refinancing

Loan type

4410

Loan amount

14 %

Annual percentage rate

48 mth.

Term

B2

SAVY credit rating

4.04 %

Probability to default

 
100% 4410€ / 4410€
Loan number : 919636
Automobilio pirkimas

Loan type

8000

Loan amount

20 %

Annual percentage rate

36 mth.

Term

C1

SAVY credit rating

7.2 %

Probability to default

 
100% 8000€ / 8000€
Loan number : 919492
Consumer loan

Loan type

5100

Loan amount

17 %

Annual percentage rate

72 mth.

Term

B3

SAVY credit rating

5.5 %

Probability to default

 
100% 5100€ / 5100€
Loan number : 919084
Refinancing

Loan type

4500

Loan amount

15 %

Annual percentage rate

75 mth.

Term

B3

SAVY credit rating

5.61 %

Probability to default

 
100% 4500€ / 4500€
Loan number : 918372
Consumer loan

Loan type

15000

Loan amount

16 %

Annual percentage rate

88 mth.

Term

B1

SAVY credit rating

3.02 %

Probability to default

 
100% 15000€ / 15000€

How to start investing

SAVY – is the first peer-to-peer lending platform in Lithuania. SAVY provides investors with an opportunity to grow money by lending to carefully assessed people and businesses.
Become a part of SAVY investors community and start investing today! It is totally free and easy. Just follow these simple steps:

Register

Connect an existing or create a new “Paysera” account

Create auto-investment profiles or invest manually

Manage your portfolio - invest manually, update auto-investing profiles, buy and sell on the secondary market

SAVY investing benefits and guarantees

Regulated by Bank of Lithuania

All our activities are regulated and controlled by Bank of Lithuania. The SAVY platform operates in accordance with the license granted by the Bank of Lithuania.

Risk control

Risk control Decrease the risk of possible losses by investing in the Investors’ Fund to get your investments back. The Fund will automatically compensate the balance of the loan and accrued interest if Borrower repayments are over 90 consecutive days late.

Liquidity of investment portfolio

Get your investments back quickly and conveniently by selling loans in the secondary market at any time

Secured money

Your money is always secure, because it is kept in your “Paysera” electronic account. Your money always belongs to you.

Auto-investing

Choose your investment criteria and your specified amount will be automatically invested into a matching loan.

Transparent and reliable environment

Every borrower’s credit history is thoroughly checked by our professional team, and only 7% of applicants are accepted into the marketplace. We provide information about return of investment and possible risks so you can make informed decision and control your earnings.

Effective debt collection

Our team of professionals operate an effective debt collection process from the first days after a missed monthly payment until final loan recovery. That’s why only 5 % of borrowers are late to pay their installments for more than 90 days, the best ratio in the Lithuanian P2P market.

gauti paskola
 

Join the SAVY Investors community today

Register as an investor and earn higher returns today.
Choose the SAVY platform and easily manage your investment portfolio.

🚀 Start Investing